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Sytner Vehicles Limited t/a Sytner Land Rover Sheffield is directly authorised by the Financial Conduct Authority (FCA) for consumer credit activities. Our Firm Reference Number (FRN) is 677636. Sytner Vehicles Limited is also an Appointed Representative of Sytner Group Limited, which is authorised and regulated by the FCA for Insurance Distribution Activities, under FRN 310540. We are a credit broker and not a lender. We do not charge you a fee for an introduction to the lender but we will receive a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with pay commission at different rates. Some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. We will provide you with details of any commission before you enter into the agreement and ask you to consent to its payment. If you are not happy with the commission amount or structure you can choose not to consent and not to proceed with the transaction. The commission paid to us is included within the cost of your finance. These arrangements are negotiated with the lender in advance and we are unable to alter the interest rate (or any other item included in the total charge for credit).